Retirement Financial Planning

How will I get an Ice Cream Cone in Retirement and Why do I Need to be Concerned About it?

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How is ice cream relevant to retirement? What are the two largest expenses in retirement? What are people doing to make sure they can get that ice cream cone and how does all of this relate to a financial plan? Watch Szarka Financial’s Senior…

Who will Change my Light Bulbs in Retirement & Why is it so Important?

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What does the changing of light bulbs have to do with retirement? Are many people modifying their homes or are they just downsizing? What are the top trends for "aging in place"? Watch Szarka Financial’s Senior Financial Planner Chuck Conrad,…

Should I Use Investment Money to Pay Off a Home Equity Loan?

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  Is it better to pay off a home equity loan or invest my money? Are there situations where one choice may be better than the other? What happens with a home equity loan if the house drops in value? Watch Szarka Financial’s Senior…

What Should You Do, Take the Pension or Lump Sum?

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  Why are employers offering lump sum pension options? Who should consider receiving a lump sum? What are their tax consequences? What about an annuity? What should people avoid after electing a lump sum? Watch Szarka Financial’s…

Can I retire when I want to and still maintain my current lifestyle?

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Is it possible for people to retire before 62, even if they don’t have a pension? Can I still maintain my current lifestyle? Everyone always says they don’t want to spend down the principle, so how can you realistically do that without running…

Worried about how the results of the election might affect your finances in 2017?

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It’s been a month since the election, what are you seeing with the markets? Is there anything that people should be doing regarding their finances now? What types of things should people be concerned with regarding their finances with only…

Financial Tips for Women After a Loss of a Spouse

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How common is it for women to lose a partner before retirement? What tips do you have for widows who need to continue working after the loss of their husband? Many pre-retired widows are concerned they will not be able to afford to retire. What…

How to Thrive in Retirement as a Single Woman

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Many single women are concerned they'll run out of money in retirement. What steps can they take to try to ensure that doesn't happen? What should they do to manage their finances alone? Watch Szarka Financial’s Senior Financial Planner Chuck…

What is risk tolerance and how does this affect your finances?

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  Risk tolerance is affected by having the emotional ability to withstand losses and having the financial capacity to withstand losses. This creates a unique risk tolerance for you. Life is kind of like a football game. The first quarter…

3 Tips for Handling the Market Volatility

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Watch Chuck Conrad discuss 3 Tips for Handling the Market Volatility The stock market has been very up and down, and there is a lot of "noise" regarding this published in various articles on the internet. However, Chuck Conrad encourages people…