440-779-1430
440-779-0746
Rick Martin, CFP®
Senior Financial Planner
“Retirement planning could be one of the most formidable tasks in our professional lives. Once you retire, you better have done your homework, saved your money and created a plan. No matter what your job was, after you stop working, you now own the ‘Family Retirement’ business. So, what’s your plan”?
Rick Martin, Senior Financial Planner at Szarka Financial, has been educating and assisting pre-retirees and retirees on comprehensive retirement solutions since 2000. He is co-author of the Amazon #1 Best Seller Money Talks: Life Lessons to Help You Plan Now, Save Wisely, and Retire Well, which was released in November of 2015.
Known for his integrity, Rick’s mission is to provide individuals with the insight they need to make informed decisions about their retirement future and direction on how to maintain financial independence throughout their retirement years. Rick helps individuals identify their long-term financial goals and develop a plan to balance those goals with the investment risk they may need to take in order to accomplish them. He uses an objective process that projects the potential impact of inflation, Social Security healthcare and taxes. A cancer survivor, Rick knows how important it is to consider unanticipated emergencies, such as the loss of a job, premature death, major health issue, or long-term disability in order to develop contingency plans.
Rick takes a holistic approach with his clients. He believes that investment assets are the foundation of the retirement plan, but there are so many other factors that come into play during people’s lives. He believes that flexibility is key to a successful retirement.
Rick spent twenty-five plus years with National City Bank, Progressive Corporation and Cole National Corporation. He graduated Cum Laude from Ohio University with a Bachelors Degree in Business Administration, Quantitative Methods.
Co-creator of Ohio CareerConnect, a networking group for professionals in career transition. Rick currently serves on the Board of Directors of Fairhill Partners and is the event chair of The Relay For Life® of Orange Schools Community. He has also served on the board of the American Cancer Society, the Northeast Ohio Chapter of Prevent Blindness Ohio and was a member of the Chagrin Highlands Rotary Club.
Articles

Why Women Need to Save More for Retirement Than Men
401(k), Cash Flow and Budgeting, Retirement Income Planning, Rick Martin Articles
Teach Your Children Well
Cash Flow and Budgeting, Estate Planning, Investment Management, Rick Martin Articles


Should People be Worried About the Results of This Election?
Retirement Income Planning, Rick Martin Articles

When is the Best Time to Begin Taking Social Security Benefits?
Retirement Income Planning, Rick Martin Articles
Do You Spend More Time Planning Vacation Than Retirement?
Retirement Income Planning, Rick Martin Articles
Stock Market Volatility: Is It More of the Same?
Investment Management, Retirement Income Planning, Rick Martin Articles

Are You Willing? The Steps You Take Now Will Determine Your Retirement
Retirement Income Planning, Rick Martin Articles

Three Ways to Overcome Greed and Fear When It Comes to Investing
Investment Management, Rick Martin Articles

Thinking of Retiring Early? It Might Cost You $50,000!
Retirement Income Planning, Rick Martin Articles

Are Baby Boomers Headed for the Poor House in Retirement?
Retirement Income Planning, Rick Martin Articles


Top 5 Factors that Can Derail a Baby Boomer's Retirement - Factor #5: Failing To Position Investments For Growth
Retirement Income Planning, Rick Martin Articles
Top 5 Factors that Can Derail a Baby Boomer's Retirement - Factor #4: Failing to Prepare for Spiraling Health Care Costs
Retirement Income Planning, Rick Martin Articles
Top 5 Factors that Can Derail a Baby Boomer’s Retirement - Factor #3: Inflation
Retirement Income Planning, Rick Martin Articles
Top 5 Factors That Can Derail a Baby Boomer's Retirement - Factor #2: Managing Expenses
Retirement Income Planning, Rick Martin Articles
Top 5 Factors That Can Derail a Baby Boomer's Retirement - Factor #1: Credit Card Debt
Retirement Income Planning, Rick Martin Articles
Should You Play Offense or Defense?
Cash Flow and Budgeting, Executive Coaching, Rick Martin Articles
Social Security and Medicare Reducing Benefits to Wealthy Americans
Retirement Income Planning, Rick Martin Articles


My Financial Plan Has Been Derailed. What Do I Do Now?
Retirement Income Planning, Rick Martin ArticlesVideos


Do the Recent Hurricanes Have You Worried About Your Investments? Are You Wondering How Harvey or IRMA Might Affect the US Economy?
Investment Management, Rick Martin Videos
The US Stock Market is at an All-Time High – Are You on Target for Your Retirement?
Retirement Income Planning, Rick Martin Videos, Szarka Financial
It’s Not too Late to Make a Contribution to Your IRA
Retirement Income Planning, Rick Martin Videos, Tax Planning

Planning your next vacation? What if it lasted 20 years?
Retirement Income Planning, Rick Martin Videos

Social Security rule changes made by Congress could affect your retirement strategy
Retirement Income Planning, Rick Martin Videos

The Fed didn’t raise interest rates last week, so what does that mean for investors?
Investment Management, Rick Martin VideosPodcasts

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