Planning For Your Later Years

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“When he was younger, our Senior Financial Planner, Chuck Conrad, was a member of an elite Army Ranger unit, and back then proper planning could make the difference between life and death for himself and the others in his squad. His instructors…

Run the Numbers!

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One of the most common questions I get from people is, “When can I retire?” My typical answer is “the day after you can afford to do so, and not a single day before or after that.” By retiring too early, you run the risk of not having…

So, What Are We Getting For Christmas?

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    Jimmy is a 9 year old boy who lived in a modest, middle class home. With Christmas coming around the corner he was hoping he would get a new baseball mitt to replace the old tattered one that had been handed down to him by his…

Bond Laddering May Reduce Portfolio Risk

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The stock market is up over 14% since the election, and more aggressive investors have been well rewarded for taking the risk. At the same time, very cautious or skeptical investors may have actually seen slight declines in their investments…

The Election is Almost Over - Now What?

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President-elect Donald Trump. It still sounds strange. It was an outcome that very few people saw coming. Some may have thought it was a possibility, but I’m sure even his most die-hard supporters didn’t go into the election very confident…

How the Brexit Vote May Affect Your Investments

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With the historic vote by the British people to exit the European Union (EU) now finally behind us, many investors have been left wondering why and how their portfolio’s may be effected. First let’s deal with the why. Many people are…

Nearing Retirement? Don't Make This Mistake

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For most people, the decision to retire is not one that they can easily change. One of the biggest mistakes a retiree can make is beginning their retirement before they know if they can actually afford it. With the average life expectancy over 80…

Fighting Financial Scams Against the Elderly

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Over the past few years there has been an alarming increase in financial fraud aimed specifically at the elderly. While some of the scams could have easily been spotted, the level of sophistication of some of them is truly disturbing. Since…
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Starting off the New Year Strong: 4 Tips to Improve your Finances in 2016

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Starting off the New Year strong is essential for improving your finances in 2016. Here are 4 tips for how to get started. 1. Get on the same financial page as your partner.​ Coordinating spending and saving habits in a joint bank account…
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No Social Security Increases Expected for 2016

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According to a recent report from the Center for Retirement Research it appears that there will be no annual cost-of-living increase for Social Security recipients in 2016. This will come as unwelcome news to the millions of retires who count…